Terms of Service
Terms of Service 2024 version Apr 1.2
Thank you for visiting Funding Services Limited (www.fundingcompany.co.uk)
These terms and conditions (“Terms of Service”) govern the use of the credit broking service (“Service”) provided by Funding Services Limited (“we”, “us”, “our”) to any business registered with us (“you”, “your”).
The credit broking service is provided to you through our digital platform for small and medium businesses .Along with the applicable terms, you should also read our Privacy Policy which forms part of these terms by reference.
Funding Services Limited is incorporated in England & Wales with its registered office at 35 Ruddlesway, Windsor, England, SL4 5SF (company number 15663987
We are a credit broker, not a lender. We receive that information for the purpose of passing it on to alternative Finance Providers (as defined below) for the purpose of facilitating a conversation between you and any Finance Providers who might potentially provide financing to you and thus expand your options of funding. Before we share any information with Finance Providers, we will contact you to obtain your consent for us to pass on the information, or we will provide you with a form which you can submit directly to the respective Finance Provider.
Limitations of What We Offer
Our Service is intended for your own business-related purposes only. We do not provide debt counselling or debt advice. If you’d like support in this area, you may find contacting the Business Debtline useful. The Service is not intended as advice or to be relied upon by you in any way, including as the basis for making or not making any decision, and you should obtain your own independent financial, accounting, tax, and/or legal advice concerning your activities in connection with the Service and any finance application and/or agreement. We cannot guarantee that our Service will be successful for you, neither are we obliged to provide our Service to you. Our Service is based on information from third parties over which we have no control and may contain inaccuracies or errors. Where you have not made us aware of your specific needs, it is your responsibility to ensure that any options presented through the Service meet your requirements.
Content and information provided as part of the Service may not be timely or correct, and will change without notice, meaning that it is for your general information and use only.
To support free usage of our Service, we must expressly exclude liability for any inaccuracies, service failures, or errors to the fullest extent permitted by law.
Accordingly, we cannot provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness, or suitability of the information offered through the Service.
To the extent permitted by applicable law, we are not liable, and you agree not to hold us responsible, for any damages or losses (including, but not limited to, loss of money, goodwill, reputation, profits, or other intangible losses or any special, indirect, or consequential damages) resulting directly or indirectly from your use of the Service. You agree to defend, reimburse, or compensate us (known in legal
terms as “indemnify”) and hold us, our third-party providers, our employees, or agents who are authorized to act on our behalf harmless from any claim or demand (including legal fees) made or incurred by any third party due to or arising out of your or your authorized persons’ breach of these terms, breach of any law, and/or use of our Service, products, and features.
Nothing in these terms shall operate to exclude liability for death or personal injury or for fraud or fraudulent misrepresentation or for any liability that cannot be excluded or amended by law.
You use and download information from the Service at your own risk and should use software to detect and disinfect viruses in any information you use and download.
The availability of third-party sites, links, services, or information via the Service does not constitute any recommendation, advice, endorsement, or publication by us, and we are not responsible for any such sites, links, services, or information provided by any third party. We reserve the right to change any aspect of the Service at any time without notice or to suspend access to the Service, or end it.
Commissions
While the Service is free of charge to you, we may receive commission from Finance Providers for introductions we make to them. We have a Conflicts Policy to detect and manage any potential conflicts that might arise. Usually, we receive payment directly from the Finance Providers based upon the successful provision of finance. If you would like to know how much we will be paid by the Finance Provider, we will disclose this information to you on request.
Should you have any questions relating to the above, please feel free to contact us on 020 3355 9855.
Your Usage and Responsibilities
By using the Service, you agree to notify us promptly of any changes in the details you have provided to us. You shall ensure that all information you provide to us is complete, true, up-to-date, and accurate in all respects. You are solely responsible at your own cost and expense for creating backup copies and replacing any information you provide via the Service.
You agree that we and our lenders may carry out identity verification and credit checks on you and your owners or directors. You and your owners or directors acknowledge that credit reference agencies link together the records of you and
anyone that you have advised is a financial associate (e.g., someone with whom you have a joint credit account), including previous and subsequent names of parties to the account. Links between financial associates will remain on yours and their credit reference files until such time as you or your associate successfully files for a disassociation with the credit reference agencies. We and any Finance Provider may take into account information about yours and your owners’ or directors’ financial associates in yours or their credit reference.
You agree to keep your username and password secure, and when they are used to log in, we will assume that you are the person giving instructions, and you will be liable for them unless and until you notify us that this is no longer the case. You are responsible for any activity through the Service arising out of any failure to keep your password secure. We may refuse or disable your access at our sole discretion without notice or explanation where it is lawful to do so.
If at any time you wish to cease using the Service, you may contact us to request deactivation of your account. Within a reasonable time of this notification, we will remove any third-party data access you may have given us. Historical data will be maintained by us as described below.
If you have agreed to pay us for any aspect of the Service, you recognise that we may withdraw your rights to use the Service as a result of non-payment.
You agree not to use the Service in a way that harms our reputation, and you agree to comply with all applicable international and domestic laws, rules, and regulations. These may include requirements set out by governments, regulators, payment systems, or other third parties. In particular (but without limitation), you must comply with all relevant money laundering, bribery, data protection, and consumer rights legislation.
We will make reasonable efforts to provide support for the Service during office hours by email at Enquiries@fundingcompany.co.uk, or by telephone at 020 3355 9855.
Our Intellectual Property
Our Service and websites and all intellectual property rights contained therein, including but not limited to any content, are owned or licensed by us. You recognise that unless otherwise stated in writing, we do not grant you any intellectual property rights in relation to the Service. Intellectual property rights mean rights such as copyright, trademarks, domain names, design rights, database rights, patents, and all other intellectual property rights of any kind, whether or not they are registered or unregistered (anywhere in the world).
In addition, the Service contains material which is owned by us or our licensors, including but not limited to source code, algorithms, databases, copy, and graphics, and you recognise that unless otherwise stated in writing, we do not grant you any rights to these. You may only link to the homepage of the Service. You must not display, frame, or otherwise surround the contents or any page from the Service, or allow such content or page to be displayed framed or otherwise surrounded, with material not originating from us without our prior written consent.
You will not acquire any proprietary rights (including database rights) to any information provided via the Service.
We grant you a non-exclusive, non-transferable right, without the right to grant sublicenses, to use the Service during the term of these terms solely for your internal business operations. We reserve all of our rights in any intellectual property in connection with these terms. This means, for example, that we remain owners of them and are free to use them as we see fit.
Thank you for choosing Funding Services Limited